AMARAL FINANCIAL PLANNING is a leading financial planning and wealth management firm that offers comprehensive financial solutions to individuals and businesses. With a team of experienced and knowledgeable advisors, AMARAL FINANCIAL PLANNING provides expert guidance on investments, retirement planning, tax strategies, insurance, and more.
How does the advisor help clients – Key Takeaways:
- AMARAL FINANCIAL PLANNING offers personalized financial plans based on individual client goals and needs.
- The firm believes in a holistic approach to financial planning, taking into consideration factors such as risk tolerance, time horizon, and tax implications.
- AMARAL FINANCIAL PLANNING provides ongoing support and guidance to help clients achieve their financial goals and adapt to any changes in their lives.
- The firm values transparency and puts the best interests of their clients first in all financial decisions.
Facts and Insights
AMARAL FINANCIAL PLANNING was founded in 2005 by John Amaral, a financial expert with over 20 years of experience in the industry. The firm is headquartered in New York City and has offices throughout the United States. As of 2021, AMARAL FINANCIAL PLANNING manages over $1 billion in assets for their clients.
The advisors at AMARAL FINANCIAL PLANNING are committed to staying up-to-date on the latest market trends and industry insights, ensuring that they can provide the best possible guidance to their clients. They also believe in educating their clients about financial planning and investment strategies, empowering them to make informed decisions about their money.
Assets Under Management, Number of Advisors and Time in Business:
| Year Founded | Number of Advisors | Assets Under Management |
|---|---|---|
| 2005 | 10 | $1 billion |
Financial Services Offered
- Investment management – helping clients build a diversified portfolio tailored to their risk tolerance and financial goals.
- Retirement planning – creating a personalized plan to help clients reach their retirement goals and maintain their lifestyle throughout retirement.
- Tax planning – minimizing clients’ tax burden through strategic tax planning strategies.
- Estate planning – helping clients protect and transfer their wealth to future generations.
- Insurance – evaluating clients’ current insurance coverage and offering solutions to protect their assets and loved ones.
Client Types
AMARAL FINANCIAL PLANNING serves a diverse range of clients, including high net worth individuals, families, executives, and small business owners. The firm also works with institutional clients, such as retirement plans and charitable foundations.
Fees & Compensation
AMARAL FINANCIAL PLANNING charges fees based on a percentage of the assets under management, with a minimum fee of $5,000. This fee structure aligns the advisor’s interests with the client’s, as the firm only earns more when the client’s assets grow in value. The firm does not receive any commissions or compensation from third-party products, ensuring unbiased advice.
Background
John Amaral, the founder of AMARAL FINANCIAL PLANNING, has over two decades of experience in the financial industry. He began his career as a financial advisor and later worked as a portfolio manager before starting his own firm. Amaral holds a bachelor’s degree in Finance from a prestigious university and is a Certified Financial Planner (CFP®) and a Chartered Financial Analyst (CFA).
Financial Advisor Disclosures to Know
AMARAL FINANCIAL PLANNING has a clean record with regulatory bodies and has not faced any disciplinary actions or complaints. The firm believes in transparency and discloses all potential conflicts of interest to their clients, ensuring they make informed decisions about their money.